Play in the snow, fully protected.
As Canadians, we love to experience the winter outdoors — and there’s no better place than the back of a snowmobile.
Technology is always changing in the world of snowmobiling and there are several different types of snowmobiles used for on and off trail riding. Snowmobile insurance is essential for these machines, as you never know what might happen on the trail or out on that lake.
At Dawson & Keenan, we understand what it takes to put together comprehensive snowmobile insurance in Ontario. Our team is here to design multi-vehicle or multi-product packages that will result in valuable discounts for you and your family.
Comprehensive Coverage for All Snowmobile Models.
What’s your snowmobile style? We can shop and compare snowmobile policies for just about any machine you prefer:
Trail/Sport
The choice of off-roaders, this model gives you the best of handling and comfort in one cool machine.
Touring
This luxury ride typically features plenty of comforts like a high windshield and heated hand grips. Perfect for picturesque rides along groomed trails.
Performance
Think a good James Bond chase and you get what’s different about this model. It’s built to be speedy and agile, thanks to a higher output engine and lighter weight body.
Utility
Handles like a trail machine, but slightly wider and heavier. Used on and off the trail, it also features hauling ability.
Hybrid/Crossover
Much like its utility cousin, this machine handles well off and on the trail. The longer tracks make it useful in deeper snow.
Frequently Asked Questions About Snowmobile Insurance
Q: What type of snowmobile insurance is mandatory in Ontario?
A: For snowmobile insurance in Ontario, the only mandatory coverage is liability. However, we always suggest considering collision coverage, comprehensive coverage, specified perils coverage, and all perils coverage to make sure you’re fully protected.
Q: Is my snow machine covered if it goes through the ice?
A: No one wants to imagine a scenario where your machine goes through the ice, but mishaps happen more often than you might think. It’s important to have collision coverage with your snowmobile insurance. If you don’t have collision coverage, you’ll face significant out-of-pocket recovery and replacement costs if your vehicle goes through the ice or crashes.