Big or small, your non-profit organization needs to be fully protected.
The work you do has a different focus than a corporate business, but the insurance needs and risks associated with running your charitable or philanthropic organization are similar.
Dawson & Keenan has helped insure numerous non-profit organizations in Sault Ste. Marie and Algoma District over more than a century of service. We look forward to doing the same for any non-profit organization serving our communities today.
The types of insurance every non-profit organization should consider.
Business Insurance is a must-have for every non-profit organization. It provides the five core coverages: property, contents, crime, business interruption, and general liability. Most notably, it protects you against any liability claims made by third parties for bodily injury or property damage, which your employees or volunteers may cause while on the job.
Commercial Auto Insurance is good coverage to include if the work your staff or volunteers do takes them out of the office and on the road. This policy protects your organization from claims made for bodily injury to drivers and passengers and/or damage to any vehicle involved in an accident.
Directors & Officers Liability Insurance (D&O Insurance) is essential if your non-profit organization includes a board of any kind. You may not realize that your board members can be held personally liable if any lawsuits or wrongful act claims are brought against your organization. D&O insurance will help cover the cost of defense lawyers, as well as the cost of any settlements and/or judgments.
