How Does Inflation Affect My Insurance?
Inflation is upon us and nothing seems to have escaped the higher costs that we have to pay as consumers. Here's how inflation affects your property insurance: Guaranteed Replacement Cost coverage (GRC).The vast majority of home insurance policies include GRC,...
Read More3 Types of Water Coverage for Your Home
Flooding has become more of a problem in recent years and, as a result, we are seeing increased basement flooding across Ontario due to a variety of reasons, including: Extreme rainfall events Aging municipal infrastructure Lack of flood protection measures...
Read MoreDoes Home Insurance Cover Severe Weather Damage?
If you have found yourself typing this question into Google, you are not alone. However, the information you find may be unclear or not applicable to you. If you are looking for reliable answers to the question, “Does home insurance...
Read MoreInsurance Tips Before Travelling
The world is beginning to open up and you’re probably getting excited to use your suitcases again! Planning a trip is so exciting, but don’t forget some simple housekeeping before heading out. If you plan on leaving your home for...
Read MorePlanning a Renovation or a Change in Occupancy?
Recently, we've experienced several situations where clients have not notified us about renovations to their home or a change in the occupancy of their property. If your broker isn’t kept up-to-date, you may be putting your home at risk. Our...
Read MoreWinter Maintenance Tips for Your Cottage and Watercraft
Fall can be a bittersweet season for many. With fall comes beautiful colours and plentiful harvests, but also cooler weather and closing down the cottage for the winter. If you own a cottage and a watercraft, we have some helpful...
Read MoreDo I Need Commercial Auto Insurance?
If you run a business, with or without employees, that requires driving your personal vehicle, we highly recommend that you have a conversation with your broker about commercial auto coverage. While a personal auto policy can provide some coverage, there...
Read MoreCan I let someone else drive my car?
This article was originally published on economical.com. Whether your buddy needs to borrow your pick-up truck to move his couch or your daughter wants to drive your car to her college class twice a week, it’s not uncommon to want to...
Read MoreBusting 5 common home insurance myths
This article was originally posted on economical.com. When you're shopping for home insurance, you'll probably come across a lot of helpful (and, let's face it, not so helpful) information — but how much of it is actually true? Let's break...
Read MoreHow to pet-proof your home in 8 simple steps
This article was originally posted on economical.com. Whether you're planning to surprise your family with a cuddly kitten or adopt a full-grown dog from your local animal shelter, take these steps to prepare your space before bringing your new furry...
Read More